Areas of Practice / Property & Construction

Buying property in Cyprus,
from abroad

Done safely every week, and gone wrong for the same few reasons every time. This is the route through our guides, tools and fixed fees, in the order that protects you.

Before you proceed

Choose a pre-purchase review, a sale agreement review or legal support through the transaction. The scope is agreed in writing.

A few sentences about your purchase and any deadline are enough to begin. No plot number or documents are needed for the first enquiry.

Discuss your purchase

We reply within one business day.

Legal review is separate from a building survey or valuation.

Property checks
Title, charges, available permissions and points requiring clarification.
Sale agreement
Written comments on payments, handover and terms to amend.
Acting from abroad
Agree who handles signing, any power of attorney and the steps requiring your involvement.

Six steps, in the order they protect you

In short

  • Every step below links to the page that does the work, most of it free to use.
  • The order is the protection: checking after signing is called regret.
  • You do not need to fly here. Almost all of it can be done by power of attorney.

Buying property in Cyprus from another country is done safely every week, and it goes wrong for the same few reasons every time: the check that happened after the signature, the contract that was never deposited, the tax that nobody calculated. This page is the route through our guides, tools and fixed-fee services, in the order that keeps you protected. Nothing here is sold as a package; each step stands alone.

Prefer to start with a conversation?

Tell us what you are buying and where you are. We reply within one business day.

1

Know what kind of purchase this is

The first question a buyer from outside Cyprus has to answer is whether the Council of Ministers permit applies. Under section 2 of the Acquisition of Immovable Property (Aliens) Law, Cap. 109, an alien is a person who is not a citizen of the Republic, and the definition reaches further than most people expect: it includes a company controlled by aliens, a foreign company, and a trust for the benefit of an alien. Buying through a Cyprus company does not by itself take you outside it. How the permit works is set out under the Council of Ministers permit.

A resale with a title deed, a resale without one, an off-plan purchase from a developer and an auction lot are four different transactions with four different risks. Start with the guide that matches yours.

Buying a resale Buying off plan Buying at auction

2

Arrange to act from where you are

You do not need to be in Cyprus for the search, the contract or the transfer. A properly drawn power of attorney lets the purchase proceed while you stay home, and it is worth setting up before anything is signed.

Buying remotely Power of attorney from abroad

3

Check before you sign anything

The Land Registry search, the encumbrances, the planning position, the developer's record. This is the step that cannot be done later, because its whole value is that it happens first.

What due diligence reveals Auction pack review Contract review before signature

4

Sign, and deposit the contract

The deposited contract of sale is the buyer's shield through the months between signing and transfer: it ranks ahead of later dealings and preserves the right to compel the transfer. The deadlines are strict.

Specific performance or damages How the deposit protects you

5

Put a number on the taxes and fees

Transfer fees on the Land Registry scale, the reductions, and how VAT interacts with them. The calculator applies the provisions and shows you which it used.

Transfer fees and VAT calculator

6

After the transfer, close the loop

The title deed in your name, a will that covers your Cyprus assets, and, if you are moving here, the tax residency position. Three short jobs that prevent three long ones.

Title deeds guide A Cyprus will for expats Tax residency checker

Asked from six time zones away

Common questions

What protects me once I have signed?

Lodging the contract at the Land Registry. Section 5(1) of Law 81(I)/2011 provides that lodging constitutes a charge over the property, taking its priority from the date of lodging, and section 3(1)(c) gives you six months from signature to do it. Everything a dishonest or merely disorganised seller can do to your position, they do in the window before you lodge.

Must the seller give me anything with the contract?

Yes. Section 4(1A) of the same Law, added by the 2023 amending Law, requires the seller to include as an integral part of the contract a search certificate for the property, dated no more than five working days before signature. Section 4(1B) allows the Director to impose an administrative fine of up to EUR 10,000 for non-compliance. A contract handed to you without one does not comply.

Can the seller mortgage the property after I sign?

Not without lodging your contract first. Section 4(1) obliges the seller, before mortgaging property that is the subject of an unlodged contract, to lodge it under section 3, provided the buyer has performed their obligations up to the date of lodging. A buyer behind on an instalment may have released the seller from the duty protecting them.

Do I need to come to Cyprus to buy?

For most purchases, no. With a properly drawn power of attorney the search, the contract and the transfer can proceed while you stay where you are. How that works, and what the document must say, is set out under power of attorney from abroad.

What is the single most important step on this page?

Step three, done at step three. Almost every dispute we litigate for buyers began as something a search would have shown before signature: a mortgage on the title, a missing permit, a seller who was not the owner. The check costs a fraction of the claim.

Where do people get burnt?

Signing before checking, and not depositing the contract at the Land Registry in time. The first leaves you owning a problem; the second leaves you an unsecured creditor of whoever sold it to you.

What does all this cost?

The guides and calculators are free. The fixed-fee services publish their prices on one page, and conveyancing itself is quoted before we start, so the cost is known in advance.

Written on this subject

All our writing is on the writing index. Related: Property & Construction, Services and Legal Calculators.

If you are already mid-purchase and something feels wrong, skip the route and write to us today with the documents you have.

Discuss your matter

Thinking of buying a property?

Tell us a little about the property and what you would like help with. No documents are needed for your first message. We reply within one business day.

We agree a fixed fee for the defined scope before work starts. See the published fees.

Discuss your property purchase